Refinancing a mortgage in Ontario doesn't have to be frustrating and painful.

Getting you the mortgage you deserve

Your Trusted source for Mortgage Refinancignin the GTA and across Ontario

We get it – refinancing a mortgage is often necessary. Maybe you need the money to help put your son or daughter through school, or perhaps you’re using your home as collateral for a loan to get a vacation home, or something completely different. While the purpose can vary drastically, one thing is the same – refinancing a mortgage in Ontario can be a real pain. It doesn’t have to be, though.

When you work with an innovative mortgage broker like, you can avoid the pitfalls and problems that plague the lending industry. We’re not a bank, and we don’t work with banks. That means you get a very different, streamlined process to ensure that you’re able to refinance your mortgage in Ontario at the best rates, with terms ideally suited to your situation.

We put your needs before a network of over 50 different lenders, and then they compete for your business. All you have to do is choose the one that fits best. This is the kind of benefit you can only get with a company that has worked with this many lenders for so long. It’s an advantage one can only get after having worked years in the industry and developed strong relationships with different lenders—and Mortgage Captain is giving that access to you, so you can make your best choice.

In addition, you don’t have to deal with a damaged credit score that would normally result from approaching so many financial institutions at once. You see, every time a financial institution checks your credit score, your score goes down. But because it’s us approaching the institutions, and not you, you get all of the advantages and none of the disadvantages. By working with mortgage brokers like Mortgage Captain, you will get as many rates as you need to do a competitive comparison, and not have to worry about changing the status of your credit score. &Nbsp;

Because we’re not a bank, we’re more agile, and can offer faster turnaround, but you also get to avoid other problems. Banks are fickle and often introduce obstacles to refinancing your mortgage like high fees, steep interest rates, and being declined on what seems to be nothing more than a whim. But with Mortgage Captain, you will always get the best possible service that will leave you in a better situation than the one you’d originally approached us with.

Why does refinancing your GTA or ONtario home have to be an uphill battle? It doesn’t when you work with us.


Get pre-approved now with our network and get the loan you need. Call at 613-296-3892 or visit out website to learn more about how we can turn the traditional lending process into something very different.

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