Poor credit doesn't have to stand between you and a quality home for your family.

Everyone knows that buying a home means taking out a loan. No matter how much money you have, no one pays for an entire house in cash; it would actually be a foolish decision to do so. With a mortgage, you generally have 20 years to pay off the loan while you enjoy your beautiful home.

That being said, not everyone is going to have such an easy time locking down that all-important mortgage. Many people have poor credit. As credit is one of the first things a lender will look at before they proceed with a potential borrower’s application, if you can’t get past this part, your mortgage hopes are probably doomed.

That is, unless you work with poor credit mortgage lenders. These lenders specialize in helping buyers like you receive the loans they need to buy the homes their families need. No matter what your credit score is, just about anyone can get approved for a mortgage by applying to this type of lender.

Still, we recommend you work on your finances as much as possible before doing so. Even if all you do is pay down a debt or boost your credit score by a couple points, that can make a big difference. If nothing else, it shows you’re committed to being an ideal borrower.

At Mortgage Captain, we make the process even easier. Our company works with over 50 lenders – including those that focus on borrowers with bad credit – and all you need to do is fill out an online application to get started. If you have any questions, call 1-613-296-3892.