A new immigrant mortgage ensures that even those newly arrived in Canada can own their own home.

New arrivals to Canada might arrive with more than enough money for a good down payment on a home, and plenty of net worth, but they quickly find that banks aren’t particularly fond of offering a new immigrant mortgage. The ostensible reason for this is that new immigrants simply haven’t been in the country long enough to establish sufficient credit history. At Mortgage Captain, we understand this is the wrong tack to take, and we work with lenders more than willing to offer mortgage loans to qualified immigrants.

We’ve built one of the largest lender networks in Canada. While we do work with many big banks and traditional lending institutions, we also work with lenders who are willing to consider your financial history from your time outside the country, as well as your down payment amount and net worth before making a decision about extending a new immigrant mortgage. This ensures that you have the same rights as any other Canadian, and that your lack of Canadian credit history is not a hindrance to your dreams of homeownership.

Using your international credit history and two alternative sources of credit with timely payments, we can help you find the ideal lender and loan for your personal situation. We can also provide you with assistance in establishing credit history here in Canada with financial tools like secured credit cards.

At Mortgage Captain, we believe homeownership should be everyone’s right, and we can guide you through this confusing process. Call us today at 613-296-3892 to learn more.